How old can I buy social security?

Hello, generally speaking, you can't pay over the legal age of the country. At present, men are 60 years old, female cadres are 55 years old, female employees are 50 years old, flexible employees are 60 years old, and women are all 55 years old. After paying the old-age insurance 15 years, men and women can only receive the old-age pension when they reach the legal retirement age of 60 and 50 respectively. However, according to Article 27 of the Social Insurance Law, if an individual who participates in the basic medical insurance for employees reaches the statutory retirement age, he will no longer pay the basic medical insurance premium after retirement, and if he enjoys the basic medical insurance benefits in accordance with state regulations, he can pay the fee within the prescribed time limit. In addition, those who have not paid before reaching the statutory retirement age cannot participate in the basic old-age insurance for employees. We can solve the problem of providing for the aged by participating in the endowment insurance for urban and rural residents.

1, the old-age insurance has been paid for 15 years. At the legal retirement age, men can only receive pensions when they are 60 years old and women are 50 years old.

2. The same is true for medical insurance. However, after six months of payment, you can enjoy medical reimbursement. The cycle cannot be interrupted. If it is interrupted, you can't enjoy medical reimbursement. It will take another six months to enjoy it again.

3. Work injury insurance can be paid first and then guaranteed.

4. Unemployment insurance can only receive unemployment benefits from one year at the minimum, and it will increase with the increase of working years.

5. Family planning insurance must be paid for one year to enjoy family planning protection.

Two, the specific content of social insurance and payment standards

Endowment insurance: the unit pays 2 1% per month, and the employees pay 8%; Medical insurance: the unit pays 9% per month, and the employees pay 2% plus 10 yuan serious illness co-ordination (serious illness co-ordination mainly covers hospitalization); Unemployment insurance: the unit pays 2% per month and the employees pay1%; Work-related injury insurance: the unit pays 0.5% per month, and employees don't pay a penny; Maternity insurance: the unit is 0.8% per month, and the employees do not pay a penny; Housing accumulation fund: the unit pays 8% per month, the employees pay 8%, and the old-age insurance has been paid for 15 years. Only when men reach the legal retirement age of 60 and women 50 can they receive the pension. The same is true of medical insurance. However, after six months of payment, you can enjoy medical reimbursement. The cycle cannot be interrupted. If it is interrupted, you can't enjoy medical reimbursement. It will take another six months to enjoy it again.

In judicial practice, as long as you exceed the retirement age stipulated by the state, you can not pay insurance. However, if you have not paid the social security fee after the statutory retirement age, you can only apply by participating in the endowment insurance for urban and rural residents. Under specific circumstances, you can also pay a lump sum of 15 years and enjoy the old-age insurance benefits.

legal ground

Article 27 of the Social Insurance Law stipulates that if an individual who participates in the basic medical insurance for employees reaches the statutory retirement age and the accumulated payment reaches the fixed number of years stipulated by the state, he will no longer pay the basic medical insurance premium after retirement, and if he enjoys the basic medical insurance benefits according to the provisions of the state, he can pay the fee to the fixed number of years stipulated by the state. In addition, those who have not paid before reaching the statutory retirement age cannot participate in the basic old-age insurance for employees. We can solve the problem of providing for the aged by participating in the endowment insurance for urban and rural residents.