How much should I pay for the first social security at my own expense?

Ordinary individuals pay social security at their own expense, but they pay endowment insurance and medical insurance. The specific payment should be determined according to the local social security payment base.

What are the items that pay social security at their own expense?

Five insurances and one gold include endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. If employees are enterprises and institutions, five insurances and one gold need to be paid in full. Paying social security at one's own expense only needs to pay two of them: endowment insurance and medical insurance.

How much does it cost to pay endowment insurance at your own expense?

Pay social security at your own expense, and the payment amount is calculated according to the local social security payment base and different payment registration and payment ratios. The social security payment base is the local average social wage in the previous year. Individuals can choose 60%, 80% and 100%, and the payment ratio is 20%.

For example, the local pension insurance payment base is 5,000 yuan, and 60% of the payment ratio is selected, so 5000 * 60% = 3,000 yuan, and the pension insurance payment ratio of flexible employees is 20%, so 3000 * 20% is 600 yuan, and the monthly pension insurance payment amount is 600 yuan.

How much is it to pay medical insurance at your own expense?

There are two payment standards for medical insurance: 4% and 8%. According to the payment base of 5,000 yuan, the monthly payment in 200 yuan or 400 yuan will cost about 2,600 yuan for one year. So individuals pay social security at their own expense. According to the above example, the total cost of a year is about 9800 yuan.