Can I pay five insurances and one gold if my credit is not good?

If the credit is bad, you can pay five insurances and one gold.

Poor personal credit information will not affect the payment of five insurances and one gold. According to relevant regulations, the social insurance system established by the state includes basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, aiming at protecting citizens' basic living and medical needs in the case of old age, illness, industrial injury, unemployment and maternity. No matter what the personal credit status is, as long as there is a labor relationship, the employer is obliged to pay five insurances and one gold for the workers.

To apply for a social security card, you need the following information:

1, my second-generation ID card;

2. The photo receipt issued by the photo studio for citizen social security;

3. If it is handled by a company, it also needs the company's business license, registration certificate, employee roster and other materials.

The process of handling social security cards is as follows:

1. Apply for a social security card at the place of handling with my ID card and household registration book;

2. Submit personal prescribed materials to the social security reporting institution;

3. If the application is successful, you can get the social security card after receiving the notice.

To sum up, the quality of credit record does not affect individuals to pay five insurances and one gold. The payment of five insurances and one gold is based on social security and welfare system, and is managed separately from personal credit records.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 64

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.