What is the ratio of five insurances and one gold for staff in public institutions?

I. The proportion of institutions paying five insurances and one gold is as follows:

1, the contribution rate of pension insurance units is 20%, and the individual contribution rate is 8%; The contribution rate of medical insurance units is 8%, and that of individuals is 2%;

2. The contribution rate of industrial injury insurance units is 0.2%, and individuals do not pay; The contribution rate of maternity insurance units is 0.8%, and individuals do not pay;

3. Unemployment insurance unit contribution rate 1%, individual contribution rate1%; The contribution ratio of housing provident fund units and individuals is 12% respectively.

Two, about the institutions of five insurance and one payment:

1. Institutions and their staff members participate in social insurance according to law, and staff members enjoy social insurance benefits according to law;

2 institutions housing provident fund deposit is also mandatory, in line with the conditions of deposit (except for employees with permanent residence in cities and towns in other provinces, individual industrial and commercial households and freelancers);

3 units and individuals must pay the housing provident fund according to the relevant laws and regulations of the housing provident fund;

4. Public institutions pay half of the provident fund, and employees pay half, but there are some differences, and some units pay more. It depends on how the provident fund center agrees to pay after approval.

Extended data:

Handling of five insurances and one gold

(1) social security and provident fund account opening

Enterprises need to open accounts for social security and provident fund at the Social Security Bureau and the Provident Fund Center within 30 days from the date of establishment.

After opening a social security account, you will get the social security registration certificate, and after opening a provident fund account, you will get the unit provident fund registration number.

(2) Increase or decrease personnel

Every month, the company will add new employees to the company's five insurance and one gold account and delete employees who have left the company from the account.

Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.

(3) Confirm the payment base

The unit needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold.

The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment.

(4) Five insurances and one gold payment

Enterprises, banks, social security/provident fund management institutions sign bank payment agreements, and directly deduct five insurances and one gold fee from the enterprise bank account at a fixed time every month.

Of course, enterprises can also choose cash or check to pay at the site of the five insurance and one gold management institution.