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Guangdong maternity allowance latest policy 2023
1, abolish the one-time childbirth nutritional subsidy;
2, hospitalization expenses during pregnancy will be paid by the medical insurance fund instead. The new policy stipulates that if hospitalization is required for reasons such as preserving the fetus, the hospitalization expenses will be paid by the medical insurance fund instead. Maternity insurance fund to pay for only limited to: the insured workers in the "delivery hospitalization" incurred during the delivery of the delivery fee, surgical fees, hospitalization fees, medication, and diagnosis and treatment of pregnancy complications, complications of the cost;
3, less than one year of insurance can also be 20% discount reimbursement;
4, the wife can enjoy the husband's maternity insurance treatment.
The process of receiving maternity allowance:
1. After pregnancy, bring relevant documents such as household registration book, marriage certificate and ID card, and have the unit operator register for maternity insurance. Determine the hospital for maternity and child birth.
2. Note the need for a birth certificate;
3. When giving birth, bring the medical registration form to the hospital. This makes it easier to use the maternity insurance settlement after checking with the social security bureau and the hospital;
4. After giving birth to a child, apply for a one-child certificate, bring the medical registration form, hospital discharge summary stamped with the official seal, marriage certificate, hukou, ID card and other relevant documents, and then apply for a maternity allowance at the social security bureau by the unit's operator.
Employees enjoying maternity insurance benefits should have the following conditions at the same time:
1. Employers who have paid maternity insurance premiums for their employees for more than one year cumulatively and continue to do so at the same time;
2. Compliance with national, provincial and municipal regulations on population and family planning.
3. Maternity allowance is paid on the basis of the average monthly contribution salary of the person of the organization in the previous year at the time of the birth and abortion according to the stipulated holidays, and the formula for calculating the maternity allowance is: maternity allowance for the person month of the organization in the previous year divided by the average contribution salary for 30 days multiplied by the number of days of holidays.
In summary, employees enjoy the state maternity leave or other family planning surgery during the leave, by the employer to pay normal wages, so the maternity allowance will be applied by the unit to receive and transferred to the unit's account. If the maternity allowance is lower than the actual salary of the employee, the employer shall make up for it; if it is higher than the actual salary of the employee, the employer shall not retain it.
Legal basis:
Article 54 of the Social Insurance Law of the People's Republic of China
Where an employer has paid maternity insurance premiums, its employees shall be entitled to maternity insurance benefits; and the unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the State regulations. The required funds are paid from the Maternity Insurance Fund.
Maternity insurance benefits include maternity medical expenses and maternity allowances.
Article 55
Medical expenses for maternity include the following:
(1) medical expenses for giving birth;
(2) medical expenses for family planning;
(3) expenses for other items stipulated by laws and regulations.
Article 56 Employees shall be entitled to maternity allowances in accordance with the state regulations if they are in any of the following situations:
(1) female workers are entitled to maternity leave for giving birth;
(2) they are entitled to leave for family-planning surgeries;
(3) other situations stipulated by laws and regulations.
Maternity allowance is paid in accordance with the average monthly salary of the employees of the employer where the employee works in the previous year.
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