What is the difference between the several kinds of social security

1. Pension insurance

Pension insurance is the most important type of social security, aiming to protect the basic life of retirees. After contributing to the pension insurance for a certain number of years, employees can enjoy a monthly pension upon retirement. The amount of the pension is determined according to the number of years of contributions, the contribution base and the local average wage.

2. Medical insurance

Medical insurance is one kind of social security that is closely related to people's health. It provides reimbursement of medical expenses for the insured, including outpatient, hospitalization, and surgical expenses. Contributions and reimbursement rates for medical insurance vary by region and policy, but it usually includes two parts: an individual account and a coordinated fund.

3. Unemployment insurance

Unemployment insurance is a kind of basic livelihood protection for the unemployed. When an employee becomes unemployed, he or she can receive a certain amount of unemployment insurance benefits to maintain a basic life. The amount of unemployment insurance benefits and the conditions for receiving them vary according to regions and policies.

4. Worker's Compensation Insurance

Worker's compensation insurance is a kind of medical treatment and financial compensation for those who suffer from accidents or occupational diseases at work. When an employee is injured in an accident or suffers from an occupational disease while at work, he or she can enjoy the benefits of work injury insurance, including reimbursement of medical expenses and compensation for disability.

5. Maternity Insurance

Maternity insurance is a kind of medical treatment and financial compensation for female workers during maternity. Female workers can enjoy the benefits of maternity insurance during childbirth, including the reimbursement of prenatal checkup expenses and the reimbursement of maternity expenses.

Difference between different social security:

1. Different coverage

The coverage of different social security is different. Pension insurance and medical insurance are the two with the widest coverage, and almost every citizen may become a participant of these two social security. Unemployment insurance, work injury insurance and maternity insurance, on the other hand, are mainly for specific groups of people, such as the unemployed, workers injured at work and female workers.

2. Different contribution standards

The contribution standards of different social security also differ. Generally speaking, the contribution standard of pension insurance and medical insurance is relatively high, because these two kinds of social security are closely related to people's daily life. Unemployment insurance, work injury insurance and maternity insurance have relatively low contribution rates because they are mainly for specific groups of people.

3. Different conditions for entitlement

The conditions for entitlement vary from one social security to another. For example, the conditions for entitlement to pension insurance are to reach the legal retirement age and pay pension insurance premiums for a certain number of years; the conditions for entitlement to medical insurance are to pay medical insurance premiums for a certain number of years and meet certain conditions for medical treatment; the conditions for entitlement to unemployment insurance are to be in an unemployed state and meet certain conditions for applying for it; the conditions for entitlement to work injury insurance and maternity insurance are to be in an accident or illness at work and meet the corresponding conditions for applying for them; and the conditions for entitlement to work accident or illness are to be in the work period and meet the corresponding conditions for applying for them. The conditions for enjoying the benefits of work injury insurance and maternity insurance are to have an accident or fall ill during the working period and fulfill the corresponding application conditions.

4. Different levels of benefits

The level of benefits varies from one social security system to another. Generally speaking, pension insurance and medical insurance are relatively high because they are closely related to people's daily life. On the other hand, unemployment insurance, work injury insurance and maternity insurance have relatively lower levels of benefits because they are mainly for specific groups of people. In addition, the level of social security benefits may also vary in different regions, depending on the level of local economic development and policy regulations.

I hope the above can help you, if you have other questions please consult a professional lawyer.

Legal basis: "Chinese People's **** and State Social Insurance Law"

Article 2The State establishes a social insurance system of basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems, to safeguard the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the policy of broad coverage, basic protection, multi-level and sustainability, and the level of social insurance should be commensurate with the level of economic and social development.