Job Recruitment Website - Social security inquiry - How to apply for social security e-loan from rural commercial banks

How to apply for social security e-loan from rural commercial banks

First, how to apply for social security e-loan of rural commercial banks

Log in to mobile banking and apply for a quota. Log in to the smartphone banking APP "Shandong Rural Credit" and click on the loan management in the upper right corner. Select social security e-loan, click the application amount, and click OK to enter face recognition. Click credit inquiry authorization, and the system will prompt that credit inquiry is in progress, and try again later. After 2 minutes, re-select social security e-loan, or click on the ongoing business, and after the credit line is calculated, click on loan issuance, enter SMS verification code and bank account password, and the loan is issued successfully.

Two, China rural credit cooperatives online banking how to open, what is the process?

Not to mention that banks such as rural credit cooperatives can't open online banking. Rural credit cooperatives do not have the function of online banking.

3. How to recover Jin Yan E-loan from Henan Rural Credit Cooperative?

Can not be recycled, you need to repay the loan before applying for a loan. You can prepare the information in advance and apply for a new loan immediately after you repay the loan. The maximum loan principal can reach 300,000 yuan, and the longest loan period can reach 12 months. The loan interest rate needs to be determined after reviewing the applicant's qualifications.

Loan process:

1, credit rating. Mainly based on the basic situation of the lender, assets and liabilities, production and operation, reputation and other indicators to evaluate. Generally, it is divided into three grades: excellent, good and average.

2. Approved credit line. Rural credit cooperatives shall, according to the credit rating results, capital requirements and credit line applications, verify the credit line of corresponding grades.

3. Issuance of loan certificate.

4. Loan application. When applying for a loan, you can apply for a loan within the credit line with the loan certificate and valid ID card (or household registration book).

5. Loan issuance. After receiving the loan application, the rural credit cooperatives shall sign the contract after examination by the credit counter personnel (or the doorman personnel), fill in the loan receipt, and then use the loan according to the regulations.

6. Repay on schedule. The borrower shall repay the loan principal and interest in accordance with the loan contract.

4. How to apply for e-loan of rural credit cooperatives online?

The following are the specific steps of online application for electronic credit of rural credit cooperatives:

1. Select e-credit products from official website Rural Credit Cooperative or Mobile APP, and enter the application page.

2. Read the introduction and requirements of e-loan products, and click "Apply Now" after confirming that it meets the application conditions.

3. Fill in the application form, including personal identity information, contact information, occupation information, income, etc.

4. Submit a loan application. When submitting an application, you need to upload relevant supporting documents, such as ID card, bank account, work certificate, etc.

5. Pending review. The bank will review the application within 1-3 working days, and will contact the borrower to issue the loan after approval.

6. Confirm the loan information. After the application is approved, the borrower needs to confirm the loan amount, interest rate, repayment method and other related information according to the prompt information.

7. Get a loan. After confirming that the information is correct, the loan request is approved, and the borrower needs to sign a contract to receive the loan as agreed.

In short, the online application for electronic credit of rural credit cooperatives is very simple, just fill in the application form and upload the corresponding information. If you have any questions about the application process, you can contact the local rural credit cooperatives for customer service consultation.