Are social security payment agencies legal

Not legal. Social insurance registration is managed by the local government, and the account opening and payment unit should be the "employer", i.e. the employer who establishes the labor relationship with the workers. If the labor contract is signed with the company, the social insurance should also be paid in the name of the company, and many companies entrust third parties and use third-party social security accounts to make social security contributions are not in line with the law.

There are also risks of paying social security as follows

(i) economic compensationAs mentioned earlier, in the case of paying social security, whether the employer takes the initiative to pay on behalf of the laborer or the laborer's request when the laborer is employed in a different place, the laborer can leave the job on the grounds of non-payment of social security and receive economic compensation;

(ii) obstacles to the payment of social security entitlementsFor example, a company in Shanghai,

(iii) a third party to pay social security contributions for a third party in Guangzhou, which is not in compliance with the law. Guangzhou entrusted a third party to pay social social security on behalf of the company, a work injury occurred. However, in the determination of work injury, because the actual employer does not pay social security, and the unit that pays social security is not the employer, so the work injury may not be paid, so then the cost of the injury is still borne by the real employer; in addition, there are some places are very strict, the company's place of registration and social security payment is not the same, it may also be the legal grounds for refusal to pay;

(iii) treatment difference for example in the Shanghai's employer by a third party to pay social security in Guangzhou. The reason is that the regulations on work injury insurance clearly stipulate that if the actual amount of the disability allowance is lower than the local minimum wage standard, the difference will be made up by the work injury insurance fund. If the actual amount of disability allowance is lower than the local minimum wage standard, because the minimum wage standard in Shanghai is higher than the minimum wage standard in Guangzhou, it may be required to make up the difference;

(d) double payment of social security to establish a labor relationship, not by the real employer to pay the social insurance, the social security administrative department may be ordered to make up for the payment of the issue of social security administration department, as for the employer to find a third party to pay in a foreign place. As for the fact that the employer is looking for a third party to make contributions on behalf of the employer in a different place, it may be ignored for various reasons, such as the need to replenish the social security fund in different places. In summary, the question of the legality and legal responsibility of social security contributions tends to be unlawful, and there are even some places that explicitly want to clear up this gray area. In fact, on behalf of the social security units suspected of forging documents to obtain social security fraud, the opportunity after administrative penalties and criminal responsibility.

Paying social security has the following benefits and uses:

1, pension insurance: after retirement, you can get a pension.

2, maternity insurance: you can be reimbursed for medical expenses incurred due to childbirth, but also receive maternity allowance.

3, medical insurance: to compensate workers for the economic losses caused by the risk of disease.

4. Worker's Compensation Insurance: reimbursement for personal damages caused by work-related injuries and deaths.

5. Unemployment insurance: help is provided for temporary interruption of livelihood due to unemployment.

I hope the above can help you, if there are still questions please consult a professional lawyer.

Legal basis:

Article 2 of the Provisional Regulations on the Collection and Payment of Social Insurance Premiums

Collecting and paying social insurance premiums is the responsibility of the social management department, and the employer must take care of the social insurance for the workers according to the law. If the employer has already applied for social insurance for the workers, but the employer does not pay the social insurance premiums for the workers according to the regulations, regardless of the non-payment of social insurance premiums or the refusal to pay the social insurance premiums, the social administration department can enforce the collection of social insurance premiums according to the law.