Social security personal account balance is how the balance of social security personal account is calculated

1, legal analysis: pension = (the province's average monthly salary of active workers in the previous year + my indexed average monthly contribution salary) ÷ 2 × years of contribution × 1% = the province's average monthly salary of active workers in the previous year (1 + my average contribution index) ÷ 2 × years of contribution × 1%. Individual pension insurance is paid at 20% of the contribution base, of which 12% of the contribution base is allocated to the coordinated account and 8% of the contribution base is included in the individual account.

2, the legal basis: "the Chinese people's *** and the State Social Insurance Law," Article 11 of the basic pension insurance to implement the combination of social integration and individual accounts. The basic pension insurance fund consists of employer and individual contributions and government subsidies.

3. Article 12 Employing units shall contribute to the basic pension insurance fund in accordance with the proportion of the total wage bill of the employees of the unit as prescribed by the State.

4. Employees shall pay the basic pension insurance premiums in accordance with the proportion of their own wages stipulated by the State and credited to their individual accounts.

5. Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance with their employers, and other flexibly employed persons participating in basic pension insurance shall pay basic pension insurance premiums in accordance with the state regulations, which shall be credited to the Basic Pension Insurance Coordination Fund and the individual account respectively.