What are the benefits of handling social security in Guangzhou?

1. Pay social security 15 years, and enjoy pension benefits after retirement. As far as Guangzhou is concerned, anyone who has bought Guangzhou social security for ten years can enjoy retirement benefits in Guangzhou when he retires. 2. If you buy medical insurance, you can enjoy outpatient reimbursement and hospitalization discounts. Those who have purchased work-related injury insurance and are injured at work will be compensated for their wage income after temporarily or permanently losing their ability to work.

With the development of social economy, social insurance is an important aspect of modern social and economic life. In life, almost everyone will pay social security, that is, the usual five insurances, so that they can feel safe after retirement and don't worry about seeing a doctor. Social security can guarantee people's basic life. What benefits does Guangzhou social security have? You know, I want to introduce the social security benefits in Guangzhou in detail.

What benefits does Guangzhou social security have?

If you buy Guangzhou Social Security, you can enjoy the rich social security benefits of Guangzhou Social Security; If you buy Guangzhou social security, you can buy a house in Guangzhou, especially a price-limited house in Guangzhou; To buy Guangzhou social security, you can go to Guangzhou to apply for a Guangzhou hukou, so that children can easily have a Guangzhou hukou.

1. Pay social security 15 years, and enjoy pension benefits after retirement. As far as Guangzhou is concerned, anyone who has bought Guangzhou social security for ten years can enjoy retirement benefits in Guangzhou when he retires.

According to Article 16 of the Social Insurance Law, individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid 15 years at the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

2. If you buy medical insurance, you can enjoy outpatient reimbursement and hospitalization discounts. Although both enterprises and individuals need to pay for medical insurance, all the medical insurance premiums paid by individuals in the current month are transferred to their own medical insurance cards or passbooks, that is, individuals do not have to pay. You can usually use the money in this account to buy medicine or pay for it.

Moreover, after paying medical insurance, you don't have to worry about the high cost of illness treatment. Because of the national guarantee, the maximum reimbursement amount is 4~6 times the average salary of the whole city last year. The part suffering from serious illness that exceeds the maximum payment limit can be paid according to 90%~95% of the Medicaid for major diseases, and the maximum payment can be10.5 million yuan (the expenses for major diseases are purchased by the enterprise). You can enjoy medical insurance benefits after retirement, and you don't have to pay any more.

3. When employees are injured at work and temporarily or permanently lose their ability to work, it is also a medical and life care measure for employees with work-related injuries (work-related injury insurance is purchased by enterprises, and individuals do not have to bear the expenses).

4. Unemployment insurance, you only need to buy it for twelve months, and you can receive unemployment insurance benefits during the period of unemployment (buy it for four years, enjoy unemployment benefits for one month, and enjoy unemployment benefits for two months after four years; Enjoy unemployment benefits for up to 24 months in your life).

5, maternity insurance, as long as the cumulative purchase of one year, and during the maternity period has been insured, female workers can enjoy three to six months of vacation, as well as wages and benefits, prenatal examination fees, delivery fees, handling fees, hospitalization fees and medical expenses reimbursement. (Maternity insurance is also purchased by enterprises, and individuals do not have to bear the cost).

Pension benefits are related to the number of years an individual has purchased social security, the cost of purchasing social security and the retirement age. When calculating the pension amount, it will also be calculated in combination with the local living standards of the previous year. As far as the living standard in Guangzhou is concerned, it will be higher than that in most parts of China. Therefore, foreign household registration personnel who have purchased Guangzhou social security can enjoy high-level pension benefits in Guangzhou according to the provisions of Guangzhou social security that they have purchased for ten years after retirement.

Above, I introduced the benefits of social security in Guangzhou. Friends who work in Guangzhou or plan to settle in Guangzhou can learn more about it. You need social security certificate to buy a house and open an account in Guangzhou. In addition, no matter which city we are in, we will pay social security, which is the basic guarantee for the general public. Let yourself enjoy the due treatment after retirement and be reimbursed for illness.