Social security card account is zero what is the matter

Social security card account inside zero because: social security card inside no money, the reasons are social security card has not been activated; participants and their units did not pay the required social security fees; social security card in the personal information registration error; wrong social security card; or social security system temporarily malfunction.

The zero balance on a social security card may be due to inserting the card into an ATM to check the balance without depositing money into a social security financial account, which has no money in it, and thus the balance will show zero. Unless the user is using the Social Security card as a bank card so that there is money in that card.

The factors are as follows:

1, if the social security payment belongs to the urban and rural residents' health insurance, in this case there is no individual health insurance account, so the balance is 0.

2, if the social security payment belongs to the flexible employment personnel, the contribution is the low-grade, in accordance with the low-grade payment, there is only the coordinated fund, there is no individual account, so it will not return the money, so the balance

3, the payment of insurance is employee social security, but the payment of different grades, such as the payment of social security in Shenzhen is the second and third grade medical insurance, because only to participate in the Shenzhen medical insurance first grade, only to have a medical insurance personal account, Shenzhen two or three grades of medical insurance is no medical insurance personal account. There is also the Dongguan region, the gold card to have a personal account, the silver card is not.

4, may also be a personal account of the storage amount has been used up, the payment of employee health insurance, personal account will be transferred to a certain amount, if all used up, will also show 0.

5, if it is a new enrollee, the amount of personal health insurance account has not been transferred, the balance will be displayed as 0. Some cities will be paid three months after the transfer, patience can wait.

6, query the wrong way, if the use of social security card to the bank ATM machine query, is only to query the balance of the social security card financial account, if the financial account did not deposit money, is the balance of 0. The balance of the personal account of the social security is through the designated medical institutions, the official website of the Social Security Administration.

7, social security information data error, may be because of social security information is incomplete, you can go to the social security services to participate in the local social security agency to query to supplement the complete information.

8, the social security card has not been updated in a timely manner, is still the original magnetic stripe card, has not been updated to the latest social security card, the original social security card can not be queried, that is, it will lead to find out the balance of zero.

The personal account of the social security card is actually the personal account of the medical insurance card, even if the balance in the personal account is 0, it will not affect the reimbursement. Because the reimbursement involves the integrated account, even if the card does not have a penny, as long as our health insurance is in the normal state of payment, you can enjoy medical reimbursement.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 2 The State establishes a social insurance system for basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance, and guarantees the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and childbirth. and society in cases of old age, sickness, industrial injury, unemployment and maternity, in accordance with the law.

Article 3 The social insurance system adheres to the policy of broad coverage, basic protection, multi-level and sustainability, and the level of social insurance shall be commensurate with the level of economic and social development.

Article 4 Employers and individuals within the territory of the People's Republic of China*** and the State of China pay social insurance premiums in accordance with the law, and have the right to inquire about the records of payment of premiums and records of the rights and interests of individuals, as well as to demand that the social insurance administration agencies provide social insurance counseling and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.

Article 72: A social insurance agency shall be established in a unified area. A social insurance agency may, in accordance with the needs of its work and with the approval of the administrative department of social insurance and the organization and establishment management organ of the locality in which it is located, set up branches and service outlets in the coordinated area.

The personnel expenses of the social insurance agencies and the basic operating and administrative expenses incurred in the handling of social insurance shall be guaranteed by the finances at the same level in accordance with the provisions of the State.