The most important thing to remember is that you can't be sure that you're going to be able to get the money you need to pay for it.

Hospitalization does not have to be designated to be reimbursed

The first situation is that the insured person in the designated medical institutions, due to the limited technology and equipment of the designated medical institutions, can not be diagnosed and treated, or because of the condition of the need to be transferred to a non-designated medical institutions, this case by the hospital medical insurance office to the medical insurance center for online reporting, the medical insurance center will be 2 working days to reply to the question of whether or not it can be.

The other case is that the insured person is in critical condition, such as acute myocardial infarction, cerebral infarction, cerebral hemorrhage, acute traumatic injury, acute poisoning, acute abdomen and other emergency rescue diseases too late to go to designated hospitals, hospitalized in non-designated hospitals (including off-site hospitals), hospitalization in the hospital insurance center within five working days after the hospitalization to declare.

If the above two cases, get a reply and has been approved for transfer, the insured person to the transfer hospital medical treatment need to advance their own medical expenses, to be discharged within one month, to the medical insurance center for reimbursement procedures. Of course, for the reimbursement also need to provide some related materials, the most basic social security card, ID card, treatment of hospitals related to the proof of documents and so on!

Expanded:

Medicare reimbursement should pay attention to the rules

The first rule:

Pay attention to in the designated institutions to seek medical treatment, buy medicines

Medicare is a designated institutions! You must remember where your designated hospital is when you enroll in the insurance, only to go to the designated hospital to see a doctor, hospitalization can be reimbursed; to go to a non-designated medical institutions, the cost of treatment is no way to reimbursement, can only be borne by themselves. The same applies to the purchase of medicines, which can only be purchased at designated pharmacies and other pharmacies can only be paid for out of their own pockets.

The second one:

Don't transfer yourself to another hospital

If there are some illnesses that can't be seen in the designated medical institutions, and you want to go to a better hospital for treatment, you have to apply for a referral, and the referral will be reimbursed only when the formalities are completed; if you don't apply for a referral, you will still have to go to a designated medical institution that is not of your own choosing, and you will not be able to get reimbursed for your expenses. The reimbursement rates tend to vary as well, and generally speaking the higher the level of hospitalization, the lower the reimbursement rate.

When you are discharged from the hospital, be sure to settle all your expenses with your social security card. If you can't settle your bills instantly under special circumstances, you can go to the health insurance department afterward to get manual reimbursement of your medical expenses with your bills and vouchers. But this time to hurry up, because there is often a time limit, for example, some places in the end of the year before the health insurance department will be liquidated, after the time limit can not be reimbursed. We must not forget to reimburse the medical expenses because of carelessness, and wait until the time limit is exceeded can only bear these costs.