There was a car accident. What if the other party uses social security?

What should I do if the other party uses social security after a car accident?

First of all, you need to know the relevant regulations of social security. After the car accident, if the other party uses social security to reimburse medical expenses, this may have an impact on your insurance claims. Generally speaking, the amount of social security reimbursement from the other party may reduce the amount of compensation you get from the insurance company.

Specifically, according to the provisions of China's Road Traffic Safety Law and Insurance Law, if a car accident occurs and both parties are responsible, then the insurance company will compensate according to the losses of both parties. If the other party uses social security to reimburse medical expenses, your insurance company may deduct the social security reimbursement amount from the compensation amount.

Therefore, after a car accident, you should negotiate with the other party as soon as possible to understand the insurance situation of the other party. If the other party uses social security to reimburse medical expenses, you need to contact the insurance company to find out the specific compensation. At the same time, it is necessary to provide relevant certification materials, such as photos of the accident scene, accident confirmation, medical expense invoices, etc. , so that the insurance company can verify and compensate.

To sum up:

After a car accident, if the other party uses social security to reimburse medical expenses, you need to know the relevant legal provisions and compensation. At the same time, it is necessary to contact the insurance company and provide relevant certification materials in order to get reasonable compensation.

Legal basis:

Article 76 of the Road Traffic Safety Law of the People's Republic of China stipulates: "If a motor vehicle accident causes personal injury or property loss, the insurance company shall compensate it within the liability limit of compulsory motor vehicle third-party liability insurance; The insufficient part shall be liable for compensation in accordance with the following provisions:

(1) In case of a traffic accident between motor vehicles, the party at fault shall be liable for compensation; If both parties are at fault, they shall share the responsibility according to their respective fault proportions.

(two) motor vehicles and non-motor vehicle drivers and pedestrians have traffic accidents, and the non-motor vehicle drivers and pedestrians are not at fault, and the motor vehicle party shall be liable for compensation; If there is evidence that non-motor vehicle drivers and pedestrians are at fault, the liability for compensation of the motor vehicle party shall be appropriately reduced according to the degree of fault; If the motor vehicle party is not at fault, it shall be liable for compensation not exceeding 10%.

The loss of traffic accidents is caused by non-motor vehicle drivers and pedestrians deliberately colliding with motor vehicles, and the motor vehicle party is not liable for compensation. "

Article 60 of the Insurance Law of People's Republic of China (PRC) stipulates: "If an insured accident is caused by damage to the subject matter insured by a third party, the insurer shall subrogate the insured's right to claim compensation from the third party within the amount of compensation."