Can social security cards be transferred across banks?

Social security card cannot be used for inter-bank transfer.

Social security cards are mainly used for social security-related functions, such as medical insurance and endowment insurance, and do not support banking services such as inter-bank transfer. The social security card was originally designed to facilitate cardholders to use it when seeking medical treatment and purchasing medicines, and to provide identity verification when enjoying other social security benefits. Therefore, social security cards do not have the transfer function of ordinary bank cards and cannot be used for transfer and remittance like bank cards. Although social security cards and bank cards can be bound in some cases, their functions and uses are clearly distinguished, mainly in the field of social security.

Other functions of social security card:

1. medical services: social security cards are mainly used for medical insurance settlement, including payment of outpatient expenses, hospitalization expenses and drug expenses;

2. Personal identification: the social security card has the identification function and can be used to confirm the social security identity of the cardholder;

3. Information inquiry: Cardholders can inquire about the payment of personal social insurance and the use of medical expenses through social security cards;

4. Access to social benefits: Social security cards are sometimes used to receive various social benefits, such as pensions and unemployment benefits;

5. Electronic wallet: Social security cards in some areas have the function of electronic wallet, which can be used for small consumption payment.

To sum up, social security cards are mainly used for social security-related functions and do not support banking services such as inter-bank transfer. Its original intention is to facilitate cardholders to use it when seeking medical treatment and purchasing medicines, and to provide identity verification. Therefore, it cannot be used for transfer and remittance, which is obviously different from bank cards.

Legal basis:

Measures for the administration of bank card business

Article 31

The funds in an individual RMB card account are deposited with the cash held by him or transferred with his salary, personal legal labor remuneration, investment return and other income.