Job Recruitment Website - Social security inquiry - How to calculate social security pension?
How to calculate social security pension?
Personal account pension = personal account storage amount ÷ calculation months (50 years old 195, 55 years old 170, 60 years old 139 instead of 1 and 120) basic pension = (the whole province was on the job last year.
Introduction to pension calculation:
At present, there are three ways to receive pension, namely, individual pension insurance, account pension and basic pension. Let's talk about the calculation method of pension respectively.
Individual social endowment insurance.
Those who participate in the social pooling of the basic old-age insurance for employees of urban enterprises in this city have reached the retirement age stipulated by the state, and the actual payment period (including deemed payment period, the same below) is over 15 years, and the basic pension is paid monthly. According to the latest pension calculation method, employees' retirement pension consists of two parts.
Pension plan and payment method = basic pension personal account pension.
Personal account pension.
The number of months is determined according to the retirement age and the average life expectancy of the population at that time. Calculated months are slightly equal to (average life expectancy-retirement age) X 12. At present, the age of 50 is 195, the age of 55 is 170, and the age of 60 is 139, which is no longer unified.
Pension calculation method = individual account storage amount ÷ calculation months.
Personal basic pension.
Pension calculation method = (average monthly salary of employees in the whole province last year? My indexed average monthly payment salary) ÷2× payment years × 1%= the average monthly salary of employees in the whole province last year (1 my average payment index) ÷2× payment years × 1%.
Example Suppose that when a male employee retires at the age of 60, the average monthly salary of employees in the whole province last year is 4,000 yuan, and the accumulated payment period is 15 years:
When the average individual payment base is 0.6, the basic pension = (4,000 yuan 4,000 yuan× 0.6) ÷ 2×15×1%= 480 yuan.
When the individual average payment base is 1.0, the basic pension = (4,000 yuan×1.0) ÷ 2×15×1%= 600 yuan.
When the average individual payment base is 3.0, the basic pension = (4,000 yuan 4,000 yuan× 3.0) ÷ 2×15×1%=1200 yuan.
- Related articles
- Why do you want to check the social security card
- Official website, Yunnan Social Security Department, is it true that retirees have a one-time seniority allowance?
- Flexible employment social security application conditions
- My mother has no job. She is 55 years old and has never paid social security. What should I do? Sincerely seek answers
- What is the social security base of 20 19 Tianjin?
- How much is the social security agency fee in Qingdao?
- Can social security cards be reissued in other provinces?
- Where to apply for Shenzhen household registration
- When will social security be networked nationwide?
- Measures for the transfer of public institutions to enterprise social security