How to get maternity allowance for medical insurance for employees

To receive the maternity allowance of medical insurance for employees, it is necessary to ensure that they have participated in maternity insurance and paid in full and on time, and then submit relevant certification materials to their units for declaration.

I. Participation and payment of maternity insurance

Laborers shall ensure that their units have participated in maternity insurance for them and paid maternity insurance premiums in full and on time. This is a prerequisite for enjoying maternity allowance.

Second, submit relevant materials.

After giving birth or carrying out family planning operation, female workers need to submit relevant certification materials to their units, such as hospital birth certificates and operation certificates. The Unit needs to review the authenticity and completeness of these materials.

Third, the unit declaration

After reviewing the materials submitted by female employees, the unit shall declare them according to the requirements of social security institutions. The contents of the declaration include the basic information of female employees, childbirth or surgery, and relevant certification materials.

Four. Audit and issuance of social security institutions

After receiving the unit declaration, the social security agency will conduct further review. After the examination and approval, the maternity allowance will be paid to the individual accounts of female employees, or collected by the unit and distributed to female employees.

It should be noted that the specific amount and payment standard of maternity allowance will vary according to different regions and policies. When applying for maternity allowance, female workers should understand local policies and regulations to ensure that they enjoy due treatment according to regulations.

To sum up: To receive maternity benefits from medical insurance for employees, you need to ensure that you have participated in maternity insurance and paid in full and on time, and then submit relevant certification materials to your unit for declaration. After the audit, the unit shall report to the social security agency, and the social security agency shall issue the maternity allowance after passing the audit. Female workers should understand local policies and regulations when applying to ensure that they can enjoy the due treatment.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 54 provides that:

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.

Special provisions on labor protection for female employees

Article 8 provides that:

Maternity allowance for female employees during maternity leave shall be paid by the maternity insurance fund according to the standard of the average monthly salary of employees in the previous year; Those who have not participated in maternity insurance shall be paid by the employer according to the wage standard of female employees before maternity leave.