Can urban residents pay for health insurance and social security together?

Residents can choose to participate in both.

The basic concepts of urban residents' medical insurance and social security

Urban residents' medical insurance is a medical insurance system set up specifically for urban residents to provide basic medical protection and reduce the burden of medical expenses on insured residents. Social security, or social insurance, is a broader concept that includes pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, and is designed to provide a full range of social security for workers.

Second, the urban residents of medical insurance and social security payment

The urban residents of medical insurance is usually paid by the residents and the government *** together, the individual needs to pay in accordance with the prescribed standards and procedures. On the other hand, the payment of social security has different rules and methods depending on the type and status of the insured person. Generally speaking, urban workers are paid by both the organization and the employee***, while urban residents may choose whether or not to participate in social security according to their personal situation.

Third, whether urban residents' medical insurance and social security can be paid together

From the policy level, urban residents' medical insurance and social security are two independent systems, and their payment and use are carried out separately. Therefore, in most cases, residents can choose to participate in both urban residents' medical insurance and social security. However, it should be noted that the exact payment methods and standards may vary depending on the region and policy.

Fourth, the payment of urban residents' medical insurance and social security considerations

In the payment of urban residents' medical insurance and social security, residents need to understand the local policies and regulations, to ensure that they are eligible to participate in the insurance. At the same time, they also need to pay attention to the time and amount of payment to avoid missing or wrong payment. In addition, for residents who have already participated in other medical insurance or social insurance, they also need to understand the relevant articulation and conversion policies to ensure that their rights and interests are protected.

In summary:

Urban residents' medical insurance and social security are two different social security systems, and although their payment and use are carried out independently, in most cases, residents can choose to participate in both. When making payments, residents need to understand local policies and regulations to ensure that they meet the conditions for enrollment, and pay attention to the timing and amount of payments. Meanwhile, for residents who have already participated in other medical insurance or social insurance, they also need to understand the relevant convergence and switching policies.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 23 stipulates:

Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employing organization and the employees in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

The Social Insurance Law of the People's Republic of China

Article 10 stipulates:

Employees shall participate in basic pension insurance, and the employing unit and the employees*** shall pay the basic pension insurance premiums together.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance with their employers, and other flexibly employed persons can participate in basic pension insurance and pay basic pension insurance premiums by themselves.