Job Recruitment Website - Social security inquiry - What is the difference between municipal social security and county social security?
What is the difference between municipal social security and county social security?
The difference in the base level mentioned upstairs does not exist in the same prefecture-level city, because both the payment base and the future retirement base are based on the statistics of the local prefecture-level city. For example, the base of free people's insurance payment is the minimum social security wage of prefecture-level cities in the previous year, which is calculated by multiplying the average wage of employees in the whole city by 60% in the previous year. In the same city, whether it is the urban area or the county below, this base is the same. Similarly, the future retirement base is also based on the standards of the same prefecture-level city. If it is an enterprise employee, the payment base is approved according to the salary paid by the enterprise, regardless of the city or county.
As for how much retirement fee you can receive every month after retirement, I will simply teach you how to calculate it.
Retirement fee = basic pension+personal account pension
Let's talk about your personal account pension. When you pay the social security fee, 8% will go into your personal account. This is the amount of money in your personal account when you retire. This deposit is divided by the number of months (this table corresponds to 139 months for retirement at the age of 60). Suppose that when you retire, your personal account will be 60,000 yuan, and your personal account pension will be around 430 yuan every month.
The calculation of basic pension is more complicated, so I will briefly talk about it.
Basic pension = last year's average monthly salary of employees in the province+my average monthly payment salary) ÷2× payment period (including deemed payment period) × 1%
Index average monthly payment wage = last year's average monthly salary of employees in the province × my average payment index.
My average payment index = (the sum of deemed payment index × deemed payment months+actual payment index over the years) ÷ (deemed payment months+actual payment months).
Actual payment index = my monthly payment salary ÷ the average monthly salary of employees in the whole province (on-the-job) in the previous year.
Hehehe. . . Is it complicated?
It is estimated that those who did not participate in insurance 93 years ago will not be paid. If the salary paid every month is different, then an actual payment indicator will be generated every month. In 15, there are 180 different indexes together to get the average index. You don't know these nearly 200 indexes yourself, and no one can help you figure them out, hehehe. . This index plays a magnifying role and has a greater impact on pensions.
According to this formula, if the known conditions are sufficient, individuals can still roughly calculate it. Of course, I mean people who are about to retire now. It seems that experts can't do anything about your situation, and the policy will definitely get better and better in the future. How to change the calculation method in the future is still unknown.
No matter how complicated it is, you will find that the base of retirement fee in the future is related to the average monthly salary of employees in the whole province in the previous year, so there is no difference between cities and counties.
I wonder if I can understand. I hope I can help you.
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