Can Shenzhen social security family account be used directly if it is bound?

Legal analysis: Social security family account can be used directly, and medical expenses incurred by family members can be deducted through family account. It should be noted that if the accumulated amount of the account exceeds 5% (i.e. 5,585.4 yuan) of the average salary of employees in this city in the previous year, the excess can be used.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.