Is it beneficial for employees to pay insurance according to the minimum social security?

In fact, paying according to the minimum base has advantages and disadvantages. The advantage is that in the short term, employees get more money; The disadvantage is that employees pay less, receive less old-age insurance when they retire, and have less provident fund, but other insurances are not affected. For enterprises, if you pay according to the minimum base, you can save a lot of money; For the country, for the country.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.