What is the subsidy for the death of employees with medical insurance?

When a person dies, the medical insurance originally paid can be returned to the personal account, which is shared by the unit and the individual, and then distributed to the legal heir or designated beneficiary of the insured by the agency. If the insured is a flexible employee without a work unit. After the death of the insured person, the balance in the personal account will be returned to the account of the agency. After the insured unit fills in the Application Form for Termination of Social Insurance Relationship, it will go through the formalities for terminating the social insurance personal account for the insured person and go through the formalities for terminating the social insurance personal account at the service hall of the County People's Social Security Bureau.

After the death of the insured workers, their families can receive funeral subsidies, pensions or work-related death subsidies according to the situation. According to relevant laws and regulations, the requirements for receiving funeral subsidies for deceased employees are as follows:

1. If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions. 2. In case of work-related death, the survivors shall receive funeral subsidies, pension for dependent relatives and work-related death subsidies. 3. If an unemployed person dies during the period of receiving unemployment insurance benefits, a one-time funeral subsidy and pension will be paid to his survivors with reference to local regulations on the death of on-the-job employees. The required funds are paid from the unemployment insurance fund. 4. If an individual dies and meets the conditions for receiving basic old-age insurance, industrial injury insurance and unemployment insurance funeral subsidies, his survivors can only choose to receive one of them.

The employee medical insurance will be invalid after three months of suspension. And employees participate in medical insurance, the employer and employees shall jointly pay the basic medical insurance premium in accordance with state regulations. Flexible employees who participate in the basic medical insurance for employees shall pay the basic medical insurance premium in accordance with state regulations.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 17 of the Social Insurance Law of People's Republic of China (PRC) stipulates that if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Article 49 of the Social Insurance Law of People's Republic of China (PRC) stipulates that if an unemployed person dies while receiving unemployment insurance benefits, a one-time funeral subsidy and pension will be given to his survivors with reference to the provisions on the death of local employees. The required funds are paid from the unemployment insurance fund.

If an individual dies and meets the conditions for receiving basic old-age insurance, industrial injury insurance and unemployment insurance funeral subsidies, his survivors can only choose to receive one of them.