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Does employee medical insurance include maternity insurance?

Legal analysis: medical insurance does not include maternity insurance, and social insurance includes maternity insurance. Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Legal basis: Article 54 of the Social Insurance Law of People's Republic of China (PRC), if the employer has paid maternity insurance premium, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.