Where are the five insurances and one gold?

Legal analysis: all the unit contributions in the five insurances are included in the overall account, and individual contributions are included in the personal account. Housing provident fund, including unit contributions and individual contributions, are all in personal accounts. "Five insurances and one fund" refers to the old-age insurance, medical insurance, family planning insurance, unemployment insurance, industrial injury insurance and housing accumulation fund in employee social security.

Legal basis: Article 58 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the employer shall apply to the social insurance agency for social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.