What is the maximum loan amount of Jiaxing provident fund?

1. What is the maximum loan amount of Jiaxing Provident Fund?

1. The maximum loan limit of Jiaxing Provident Fund is 350,000. If the husband and wife have continuously paid the housing provident fund for one year, the upper limit of the housing provident fund loan amount is 350,000 yuan; If the husband and wife unilaterally or single employees continuously deposit the housing provident fund for 1 year, the upper limit of the housing provident fund loan amount is 250,000 yuan. 2. Jiaxing housing provident fund loan interest rate The annual interest rate for loans below five years is 4.00%, and that for loans above five years is 4.50%.

2. What is the maximum loan amount of Jiaxing Provident Fund?

I. Jiaxing Provident Fund Loan

If the husband and wife have paid the housing provident fund continuously for 1 year, the upper limit of the housing provident fund loan amount is 350,000 yuan, and if the employee has paid the housing provident fund continuously for 1 year, the upper limit of the housing provident fund loan amount is.

Second, Jiaxing housing provident fund loan interest rate

The annual interest rate of loans with a term of less than five years is 4.00%, and the annual interest rate of loans with a term of more than five years is 4.50%.

3. Jiaxing: It is the first time to use the provident fund to buy the first suite, with a maximum loan amount of 800,000 yuan.

On May 4th, official website, Zhejiang Jiaxing Housing Provident Fund Management Service Center showed that recently, Jiaxing Housing Provident Fund Management Committee issued the Notice on Adjusting Housing Provident Fund Use Policy (hereinafter referred to as the Notice). Since May 1 2022, the maximum loan amount for a single person has increased from 300,000 yuan to 400,000 yuan, and the maximum loan amount for two or more people has increased.

Jiaxing Housing Provident Fund Management Committee explained that the main contents of this adjustment of housing provident fund use policy are two aspects: First, increase the maximum amount of the first set of housing provident fund loans. For the first time, employees who normally pay housing provident fund in Jiaxing apply for housing provident fund loans to buy the first family-occupied housing. The maximum loan amount for a single person has increased from 300,000 yuan to 400,000 yuan, and the maximum loan amount for two or more people has increased from 600,000 yuan to 800,000 yuan. The second is the amount of loans secured by floating housing provident fund. For employees who normally pay the housing provident fund in Jiaxing and meet the conditions of secured loans, the maximum single loan amount will rise from10.5 million yuan to 200,000 yuan.

According to the New Deal, the floating of the maximum amount is not combined with preferential policies such as housing provident fund to support talents to live and improve their quality. All kinds of talents, including those who have obtained full-time undergraduate diploma or technician professional qualification certificate, are still determined according to the basic loan limit of 300 thousand yuan for individuals and 600 thousand yuan for two or more people.

In terms of housing provident fund guarantee loan policy, employees' families can enjoy guaranteed loans when they purchase the first set of self-occupied housing and apply for provident fund loans for the first time. If the personal loan amount is less than 200,000 yuan, it shall be calculated as 200,000 yuan.

Jiaxing Housing Provident Fund Management Committee pointed out that the maximum loan amount for employees who normally pay provident fund outside Jiaxing City, Zhejiang Province to use provident fund loans to buy family-occupied housing remains unchanged, that is, 300,000 yuan for a single person and 600,000 yuan for two or more people.

4. How much can I borrow from the provident fund loan? Jiaxing, Zhejiang.

Calculate your loan amount according to your provident fund deposit base and years.