I am a farmer without social security. How can I support the elderly in the future?

I am a farmer without social security. How can I support the elderly in the future? I am a farmer, and I haven't paid social security. How can I realize my dream pension service in the future? First of all, I think we should get out of the predicament as soon as possible and deal with this matter in essence when we realize that we have not paid personal social security. In other words, we have to pay personal social security to realize the dream of how to support the elderly in the future. Because paying personal social security is the most convenient, efficient and cost-effective way to realize the dream pension service. It is a better way for yourself and your children.

Here is an incorrect example. If you really don't plan to pay personal social security, you won't get a pension at retirement age, which is beyond doubt. Then I don't have any fixed income. At the same time, I am too old, for example, I am in my 60 s or even 65 s, and I can't go to work. So where does your livelihood come from? Obviously, I can only rely on my children to deal with it.

So does it invisibly increase the financial pressure on children? We can say that even if we don't consider our own future, we should also consider our children's future, because everyone and every family have a great financial burden now, and you don't want to involve your children. If you want to live and provide old-age services on your own, you must pay a personal social security. This personal social security of Shanghai Jiaotong University is the most effective way to solve everyone's future pension, because it is a pension after all.

Now we are concerned about how to pay personal social security, not that you have not paid personal social security. You can consider it according to your age. Naturally, if you can be under 45 years old, it is more appropriate to choose to participate in employee pension insurance. After all, employee pension insurance. In the future, the standard of pension treatment is very high. And the pension wage level that continues to increase every year. Good, too.

But the only disadvantage of employee pension insurance is that it cannot be before retirement age. One-time payment of 15 can only extend the retirement age, so I tell you that the retirement age must be extended before paying the employee pension insurance at the age of 45. For myself, some small things are lost, so we will choose to participate in the basic old-age insurance for urban and rural residents, and those over 45 choose to participate in the basic old-age insurance for urban and rural residents. It is possible to retire at 60.

When you retire at the age of 60, you can experience the pension for the first time, which is a suitable choice for you. Moreover, in the past, the maximum payment limit of basic old-age insurance for urban and rural residents was only 2000 yuan. So after 2065,438+08, you can break the payment limit of 2,000 yuan and choose a higher standard, such as 8,000 yuan per year. In that case, you will pay according to 15, at least after retirement.