Proportion of individuals in government agencies and institutions paying social security fees

In terms of work benefits, the average company will have "five insurances", but the insurance premium is uneven. Of course, public institutions are no exception, and the welfare benefits are relatively good. In addition to the relatively high provident fund, the insurance contribution is relatively high, and the pension will be high when you retire. I. Proportion of endowment insurance contributions of government agencies and institutions (1) The proportion of endowment insurance contributions of employees of government agencies and institutions is 1. The basic old-age insurance premium is shared by the unit and the individual, and the contribution ratio of the unit to the basic old-age insurance premium generally does not exceed 20% of the total wages of the unit. The proportion of individuals paying the basic old-age insurance premium is 8% of their paid wages. 2. If the base of payment salary is lower than 60% of the average salary of local employees, the base of individual payment salary shall be calculated according to 60% of the average salary of local employees. The maximum wage base shall not exceed 300% of the average wage of local employees. (2) The contribution rate of endowment insurance for temporary employees in government agencies and institutions is 1, and the employer pays the basic endowment insurance premium according to 20% of the sum of the salary bases of temporary employees and 8% of the average monthly salary of temporary employees (according to the first monthly salary standard of newly hired employees). The average monthly salary of temporary workers is lower than 60% of the average monthly salary of employees in the province in the previous year, and 60% of the average monthly salary of employees in the province in the previous year is the payment base; 2, higher than the average monthly salary of workers in the province last year, 300% of the average monthly salary of workers in the province last year as the payment base. II. The payment base of endowment insurance for government agencies and institutions (1) The unit payment base is the sum of the individual payment wage bases of employees participating in endowment insurance for government agencies and institutions. The unit payment base includes: ① basic salary; (2) National unified subsidies; (3) standardized subsidies; (4) year-end one-time bonus. (two) the individual payment base is approved according to the provisions of the overall wage project, which is the average monthly salary of employees in the previous year. Individual contribution base includes: ① basic salary; (2) National unified subsidies; ③ Performance pay. 3. How to calculate the endowment insurance for government agencies and institutions 1, pension = basic pension+personal account pension 2, personal account pension = personal account savings ÷ months (50 years old 195, 55 years old 170, 60 years old 139), which are no longer unified as follows. Basic pension = (last year's average monthly salary of employees in the province+my average monthly payment salary) ÷2× payment period × 1%= last year's average monthly salary of employees in the province (1+ my average monthly payment index) ÷2× payment period ×6543. The above are the payment base and proportion of basic old-age insurance in institutions and institutions and the calculation method of old-age insurance. The endowment insurance of government agencies and institutions, like general employers, is mainly borne by individuals and units, but in different proportions. The composition of the payment base has a feature, that is, there is a unified national subsidy.

Legal objectivity:

Article 12 of the Social Insurance Law, the employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.