What if I forget to pay my personal pension for one month?

The treatment of forgetting to pay personal pension for one month is as follows:

1. If an individual is insured, he/she should bring his/her identity certificate to the social security agency to apply for payment;

After approval, payment shall be made according to the approved amount;

2. If the employer fails to pay within the time limit, in addition to paying the fees payable, it is also required to pay a late fee of 5/10000 per day from the date of default;

3. After the pension insurance is paid, the payment time is calculated cumulatively; Those who have reached the statutory retirement age and accumulated contributions for fifteen years can receive a basic pension on a monthly basis;

4, the cumulative payment of less than fifteen years, you can choose to continue to pay for fifteen years, or to participate in the new rural social endowment insurance or urban residents' social endowment insurance.

Old-age insurance payment record:

1. Importance of payment record: The payment record of endowment insurance is an important basis for determining individual pension eligibility and calculating pension amount;

2. Inquiry method of payment records: you can inquire through the social security bureau official website, social security self-service inquiry machine, social security card service terminal or go to the local social security bureau window;

3. Payment record payment regulations: if the payment record is found to be missing, it can be paid back within the specified time to protect the rights and interests of endowment insurance;

4. Payment record update: Generally, the employer or individual submits the payment record to the social security agency regularly and updates it in the social security system.

To sum up, the way to deal with forgetting to pay a personal pension for one month is to bring your ID card to the social security agency to apply for payment, and pay it back according to the approved amount after approval; If the employer fails to pay within the time limit, in addition to paying the fees payable, it also needs to pay a late fee; After payment, the payment time is calculated cumulatively. Those who reach the statutory retirement age and have paid the accumulated contributions for 15 years can receive the basic pension on a monthly basis. Those who are less than 15 years can choose to continue to pay for 15 years or transfer to other endowment insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.