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Guangzhou Five Insurance and One Gold Payment Standard 2022
From 2022, it is an important content of the national overall planning system to implement the national overall planning of the basic old-age insurance for enterprise employees and unify the payment ratio and payment base of the old-age insurance. The social security payment rules in Fujian, Guangdong, Sichuan and other provinces have also changed!
Guangzhou has the smallest increase since 89 yuan.
From June 5438+ 10, 2022, Guangzhou's social security fee was adjusted to the minimum wage of 2,300 yuan:
Company: 1099.08 yuan
Individual: 506.78 yuan
Total: 1605.86 yuan
Compared with last year's 65438+February, it increased by 89.24 yuan, and the specific amount is subject to the actual declaration of each unit!
Social insurance refers to the non-profit social security system with income redistribution function that the state participates in to prevent and force most members of society.
Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons.
The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
Social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.
There are two milestones in the history of social security: first, Germany initiated the social security system in Bismarck era; Second, in 1935, the United States established a perfect social security system and institutionalized social security, which had a great impact on the globalization of social security system after World War II.
In 1970s, the practice of social security system reform appeared in industrial countries.
Five characteristics
Social insurance 1. The objective basis of social insurance is the risks existing in the labor field, and the standard of insurance is the worker himself;
2. The subject of social insurance is specific. Including workers (including their relatives) and employers;
3. Social insurance is compulsory;
4. The purpose of social insurance is to maintain the reproduction of labor force;
5. The insurance fund comes from the payment and financial support of employers and workers.
Insurance coverage is limited to employees, excluding other social members.
The insurance coverage is limited to all kinds of risks in labor risks, excluding other risks such as property and economy. (Some companies don't calculate five insurances and one gold according to employees' actual wages, but set another base to calculate and pay. )
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