Can I apply for maternity insurance for a second child?

Legal analysis: 1. There is no uniform standard for reimbursement of maternity insurance. Maternity insurance reimbursement includes medical expenses and family planning procedures. Different regions have different regulations on reimbursement ratio. Generally, women's maternity insurance can be reported 75%, and men's maternity insurance can be reported 50%, which can only be reported to one party; 2. The standard of maternity allowance is generally 30× vacation days of the average monthly salary of employees in the previous year; 3. One-time maternity allowance: 2,400 yuan for miscarriage in 400 yuan, 4,000 yuan for natural delivery, and 4,000 yuan for multiple births in dystocia, which is only enjoyed by the woman's maternity insurance. The reimbursement level of maternity insurance is affected by the local social security policy, and the length of maternity leave is also affected by the management system of the employer.

Legal basis: Article 25 of the Population and Family Planning Law of the People's Republic of China. Couples who have children in accordance with laws and regulations can get extended maternity leave or other welfare benefits.

Article 7 of the "Special Provisions on Labor Protection of Female Employees" allows female employees to enjoy 98 days of maternity leave, including 15 days before delivery; In case of dystocia, maternity leave shall be increased 15 days; For multiple births, the maternity leave can be increased by 1 5 days for each additional child. Female employees who miscarry less than 4 months after pregnancy are entitled to 15 days maternity leave; Abortion after 4 months of pregnancy is entitled to 42 days of maternity leave.

People's Republic of China (PRC) social insurance law

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.

Fifty-fifth maternity medical expenses include the following:

(1) Maternity medical expenses;

(two) family planning medical expenses;

(3) Other project expenses stipulated by laws and regulations.

Fifty-sixth employees in any of the following circumstances, can enjoy maternity allowance in accordance with state regulations:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.

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The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.