What does social security mean? What's the difference between five insurances and one gold?

What does social security mean? What's the difference between five insurances and one gold?

1. What does social security mean?

Social security refers to social insurance, mainly including endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance.

Social insurance is to force some groups to pay social security, and then use some of them as social insurance funds to provide basic protection for these insured people. This is also a kind of redistribution, with the aim of ensuring the stability of social security and the reproduction of labor force.

The insured must meet certain conditions and fulfill the obligation of payment in order to enjoy the relevant social insurance benefits.

Second, the difference between social security and five insurances and one gold?

Social security and five insurances and one fund are mainly different in concept and reimbursement scope:

1, concept

Social security is the abbreviation of social insurance, including five types of insurance; Five insurances and one gold refer to endowment insurance, maternity insurance, medical insurance, unemployment insurance, industrial injury insurance and housing accumulation fund.

2. Reimbursement scope:

Social security often only reimburses five insurances: old-age insurance, medical insurance, maternity insurance, unemployment insurance and work-related injury insurance; In addition to the above five insurances, five insurances and one gold also include a housing accumulation fund, which includes social security, but there is no housing accumulation fund in social security.

3. What is the difference between social security for urban workers and social security for urban and rural residents?

1, the reimbursement content is different.

Social security for urban workers can provide five types of insurance reimbursement; Social security for residents only provides old-age insurance and medical insurance reimbursement.

2. Different payment methods.

Social security for urban workers is paid on a monthly basis, and units and individuals jointly pay; Residents' social security is paid annually, and the social security fee for the following year is paid in the same year. Individuals bear the expenses and give subsidies.

3. The principle of payment is different.

Compulsory insurance for urban workers, the unit must provide social security for on-the-job insured workers; Social security for residents is voluntary.

4. Different reimbursement groups

The people who are reimbursed by urban workers are employees and retirees with work units; Residents' social security provides reimbursement for urban and rural residents who have no work units.

5. The payment amount is different

Social security for urban workers is paid according to the base and proportion of social security contributions, which is about 1 10,000 yuan a year; Residents are free to choose the payment grade of social security, and the annual cost ranges from 500 to 5000 yuan.