How much pension can Taizhou 15 social security receive in 2022? Taizhou endowment insurance conditions are attached.

How much pension can Taizhou Social Security 15 receive in 2022, with the conditions for receiving Taizhou old-age insurance. Let me have a brief understanding.

How much can Taizhou pension get?

Pension consists of basic pension and personal account pension. The higher the payment base, the higher the related parameter "average wage index" for calculating the basic pension, and the higher the corresponding basic pension; Personal accounts are gradually accumulated through payment over the years, and the accumulated amount of personal accounts is an integral part of calculating pensions. The employee shall pay 8% of his salary, which shall be included in his personal account. The higher the payment base, the more money will be transferred to personal accounts in proportion, the more savings will be accumulated and the higher the pension will be; On the contrary, the pension is low.

How much can Taizhou endowment insurance receive in a month? In fact, the calculation of pension is based on the sum of monthly basic pension and monthly personal account pension. The basic pension is calculated and paid according to (the average monthly salary of all employees in the province last year+my average monthly payment salary) ÷2× payment period × 1%, and the monthly pension in personal account is calculated and paid according to the balance of personal account.

Taizhou social security pension insurance payment 15 pension calculation formula:

The formula for Taizhou citizens to receive pension after retirement;

Receive Taizhou pension on a monthly basis = Taizhou basic pension+Taizhou personal account pension.

1, Taizhou social security basic pension = (average monthly salary of employees in Taizhou last year+average monthly payment salary of individuals in Taizhou) /2× payment period × 1%.

Average salary in Taizhou in the past month: 5600.

Taizhou individual indexed monthly average wage: because the monthly average wage index is uncertain, the median 100% is taken.

Average monthly salary of individual social security in Taizhou: 5600x 100%=5600.

Taizhou basic pension = (5600+5600)/2x15x1%= 840.

Taizhou 2022 basic pension (15) =840/ month

Remarks: 1: Taizhou social security basic pension comes from Taizhou pension pooling fund and is extracted from 20% pension insurance paid by Taizhou enterprises for employees. Although it is not directly included in Taizhou citizens' personal accounts, citizens who retire in Taizhou through Fuze will be mentioned in Taizhou pension payment.

2, Taizhou personal account pension (15) = Taizhou personal account storage/personal account pension months.

Personal account deposit in Taizhou = user's personal payment base x pension insurance payment ratio x pension insurance payment period

Taizhou individual payment base: 4669.25; Taizhou social security endowment insurance payment ratio: 8%; Pension insurance payment period: 15 years;

Personal account deposit of social security and endowment insurance in Taizhou = 4669.25x8% x (15x65438+February) =67237.2.

Number of retirement months of Taizhou social security pension at the age of 50:195; Number of retirement months of Taizhou social security pension at 60 years old: 139

Monthly payment of personal accounts for social security and old-age insurance in Taizhou: amount of personal accounts in Taizhou/number of months of pension payment.

Personal account pension for 50-year-old retired women in Taizhou = 67237.2/195 = 344.5438+0/month.