Can I get a refund if I die without paying social security?

Old-age insurance has not been paid 15 years, and the money paid by individuals can be refunded when people die.

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

First, if you pay in the company, the individual pays 8% every month, and all of it goes into the personal account. Now the company pays 16% every month, all of which goes into the overall account. When an employee dies, the money in the personal account can be inherited according to law, and the money is paid to the legal heir in one lump sum. Second, if it is an individual, you can also refund the money in your personal account. For those who participate in employee pension insurance as individuals, the payment ratio is 20%, of which 8% goes into individual account and 02% goes into overall account.

Matters needing attention in social security payment

1. For employees in the company, the social security payment business is usually handled in the name of the company. The relevant insured personnel of this unit will follow the established social security handling process. Individuals need to fill in the social security application form, my ID card and two recent bareheaded one-inch photos. The unit will pay you the premium according to a certain proportion of your personal salary.

2. For individuals, if they want to pay premiums, they can only pay pension and medical insurance. The specific payment process is as follows: apply for social security directly to the social security management department where the account is located.

3. It should also be noted that the minimum payment period for old-age insurance is 15 years, and medical insurance needs to be paid for at least 25 years. And when you reach retirement age, you can apply for pension benefits and medical reimbursement concessions.