What are the benefits of paying social security?

The benefits of paying social insurance are:

1, the more individuals pay, the more investment the unit will give you. The payment of five insurances and one gold is the same base, and the proportion of units and individuals is different. The unit pays about twice as much as the individual.

2. The payment of social security accumulation fund is tax-free, not only personal income tax is not deducted when paying, but also personal income tax is not deducted when receiving benefits, and interest tax is not deducted from special accounts; If you pay me, you need to withhold personal income tax, and if you deposit it in the bank, there will be interest tax.

The current policy is to pay more and get more, so we should pay as much as possible, and our pension is also related to social wages. Therefore, as far as possible, pay in the front line and go through retirement procedures in the front line. Because the social wages in first-tier cities are high, the pension will be higher then. In addition, we should participate in medical insurance as much as possible, that is, employee medical insurance. After a certain period of accumulated payment, you can go through the medical insurance retirement procedures. So you can also have health insurance retirement benefits.

In a word, paying social security has many advantages. So give as long as possible. In this way, the elderly will have basic old-age security and a certain quality of life. If you have plenty of money, you can also participate in commercial endowment insurance, which can make up for the shortage of basic endowment insurance.

Characteristics of social insurance:

1. Insurability: guarantee function.

2. Mandatory: All enterprises and individuals within the scope of the law must participate, which is a bit like the nine-year compulsory education of the country.

3. Welfare: Social insurance is a social security enforced by the state, which is not for profit, has the nature of social welfare and is a public welfare undertaking.

Legal basis:

Article 72 of the Labor Law of People's Republic of China (PRC)

The social insurance fund shall determine the source of funds according to the types of insurance and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Article 73

Workers shall enjoy social insurance benefits according to law under the following circumstances:

(1) Retirement;

(2) Being sick or injured;

(3) Being disabled at work or suffering from occupational diseases;

(4) unemployment;

(5) bearing.