Regulations of Jilin Province on the Administration of Endowment Insurance

A few days ago, after discussion and approval by the executive meeting of the Jilin Provincial Government, the rural one-child husband and wife pension insurance system in Jilin Province was officially put into trial in the whole province. The implementation of this system will help to explore a new rural social endowment insurance system model, encourage the masses to consciously implement family planning, and improve the living standards of rural couples with only daughters in their later years.

The endowment insurance for rural one-child households in Jilin Province adopts the way of combining individual contributions with collective subsidies and government subsidies at all levels to raise insurance premiums; Adhere to the principle that the insured voluntarily participates in the insurance and the rights and obligations of the insured are relative. The object of protection is rural only-child couples (including couples whose only child is disabled or dead) who have agricultural registered permanent residence in this province, male aged 23 to 60, female aged 265,438+0 to 60, conform to the family planning policy and receive the honor certificate of their only-child parents. After the insured person meets the conditions for receiving treatment, he will receive a pension on a quarterly basis.

The endowment insurance premium shall be paid by the insured, and the national, provincial and county (city) governments and social and economic organizations shall give appropriate subsidies to eligible insured. The amount credited to the personal account of the old-age insurance is tentatively set at 400 yuan, 600 yuan and 800 yuan per person per year, which is voluntarily selected by the insured. The payment level is adjusted according to the growth level of rural residents' net income. Provinces, counties (cities) will use the current fiscal budget for the pilot subsidy funds for the rural one-child couples' old-age insurance at the same level. The establishment of rural husband and wife pension insurance reserve, payment subsidies credited to the establishment of personal accounts. Among them, 400 yuan grade subsidy is included in the reserve fund 30 yuan, 600 yuan grade subsidy is included in the reserve fund 36 yuan, and 800 yuan grade subsidy is included in the reserve fund 42 yuan. The rural one-child husband and wife pension insurance reserve fund is mainly used for the pension expenditure when the insured person is still alive after the individual account storage amount is collected; Adjust the pension insurance benefits and increase some expenses; Pension expenditure has increased by more than 15 years; The insured person reaches the age of receiving pension, and the personal pension is lower than the standard of 50 yuan, and the insufficient expenditure is paid according to the regulations. The endowment insurance personal account funds and reserves are managed separately by the county (city) government to establish financial accounts.

The rural one-child husband and wife pension insurance system clearly stipulates the payment conditions: the insured is 60 years old; From the date of implementation of the system, the accumulated payment of the insured under 44 years of age must exceed 15 years; The insured between the ages of 45 and 56 must be over 60 years old; Insured persons aged 57 to 60 who have paid less than 3 years at the age of 60 need to pay back 3 years according to the guaranteed payment standard. The insured is over 60 years old, and the payment exceeds 15 years. Every full year, the pension will be increased by 6 yuan every quarter. From the date of implementation of the system, those who have paid the old-age insurance premiums continuously according to the regulations and reached the age of receiving benefits, and the pensions approved according to the regulations are less than 50 yuan on a quarterly basis, and they will be replenished to 50 yuan. Pension and minimum pension standards are adjusted in a timely manner according to economic development, the improvement of people's living standards and the balance of reserve funds.

In order to do this work well, Jilin Province has established a joint meeting system for the pilot work of rural couples' old-age insurance, which is composed of population and family planning, labor and social security (including social insurance bureau), finance and other departments, and is responsible for policy guidance, pilot start-up, social security handling, fund operation supervision and other work. Set up a start-up office in the Provincial Population and Family Planning Commission to be responsible for organizing the initial start-up work. The population and family planning department is responsible for the organization and implementation of the pilot work, the statistical investigation of the number of insured persons, and the qualification identification of insured persons. The labor and social security department is responsible for formulating local endowment insurance and fund operation policies, and adjusting the payment level and treatment level. , and guide the institutions to carry out their work and supervise the safe operation of the fund. The financial department is responsible for raising government subsidy funds, as well as the supervision and operation of funds. The Social Insurance Bureau is responsible for the application of the insured, the collection and payment of endowment insurance premiums, the payment of benefits, the establishment and management of individual accounts, and the formulation of fund revenue and expenditure calculation schemes and financial, statistical and internal audit systems.

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