What medicine does Shanghai social security reimburse?

1. Not all Class B drugs must be reimbursed. Many drugs can only be reimbursed under limited conditions. For example, human albumin is a class B drug, but it can only be considered as a class B drug in an emergency, and hospitalization is at one's own expense.

2. Social security has a deductible line, and both outpatient and inpatient departments have their own deductible lines. Only when the expenses within the social security scope reach the deductible line can social security reimbursement be enabled. For example, the deductible line of medical insurance for employees in Jiangsu is 900 yuan, while the deductible line of outpatient service is 1.500 yuan, that is, social security reimbursement can only be started when the hospitalization expenses within the social security scope reach more than 900, while the outpatient expenses exceed 1.500. Shanghai should be above this standard.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.