Can employees buy medicines in pharmacies for medical insurance?

There are two types of medical insurance in China. The first is medical insurance for urban and rural residents. This kind of payment only needs to be paid once a year, and the annual fee is several hundred yuan. Urban and rural residents have medical insurance, and there are also personal medical insurance cards. There is no money in this medical insurance card, but you can be reimbursed according to a certain proportion if you are hospitalized. The second is medical insurance for urban workers, which is paid every month. From July, 2065438 to June, 2020, the monthly fee was nearly that of 390 yuan. Handling medical insurance for urban workers and giving away personal medical insurance cards can not only be used when you are sick and hospitalized, but also return some money to the medical insurance card every month. The money in the medical insurance card of urban workers' medical insurance can be used to buy medicine in pharmacies. If you have a cold and fever and feel unwell, you can buy medicine at the drugstore with your medical insurance card. It can be said that it saved us some money.

The medical insurance card (social security card) contains the name, gender, ID number, photo, social security number and other information of each of our insured persons, and implements "one card for each person". Just like the ID card, it is limited to my real name and must be "dedicated to the special card".

According to the relevant provisions of the National Regulations on the Supervision and Administration of the Use of Medical Insurance Funds, if someone else's social security card (or electronic certificate of medical insurance) is used fraudulently to seek medical treatment or purchase medicines, resulting in the loss of medical insurance funds, the qualifications for real-time settlement of medical expenses and medical insurance of the persons involved will be suspended; Also accept a fine from the administrative department of medical insurance (2 to 5 times the amount of fraud); Those who constitute a crime will be investigated for criminal responsibility according to law!

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 57, Chapter VII of People's Republic of China (PRC) Social Insurance Law

The employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate and unit seal. The social insurance agency shall examine and issue the social insurance registration certificate within fifteen days from the date of receipt. Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration.