How to choose the type of insurance

Social security insurance can be selected, some can not be selected. Details are as follows:

1. Pension insurance. There is no choice.

2. Medical insurance. You can choose: laborers, hospitalization medical care (including maternity), comprehensive medical care (including maternity).

3. Workers' compensation insurance. It is mandatory to pay.

4. Unemployment insurance. It is free to choose, if you don't pay it, you don't get unemployment insurance benefits.

5. Maternity insurance. Cannot be chosen separately, bundled with hospitalization medical care or comprehensive medical care.

1, social security a **** there are five types of insurance, including basic pension insurance, basic medical insurance, work injury insurance, unemployment insurance, maternity insurance.

2, the purpose of buying social security: to protect the right of citizens to receive material help from the state and society in accordance with the law in the case of old age, illness, industrial injury, unemployment, childbirth and other circumstances.

3. Benefits of buying social security and protection for the future:

(1) Pension insurance:

If you have paid contributions for a total of fifteen years when you reach the legal retirement age, you can receive a basic pension on a monthly basis.

(2)Medical Insurance

Part of the medical expenses of the insured is paid by the basic medical insurance fund, and those who have accumulated contributions for a state-regulated number of years by the time they reach the legal retirement age are entitled to basic medical insurance in accordance with state regulations.

(3) Worker's Compensation Insurance

Apply to the social security department for recognition of work-related injuries, and you will be able to enjoy the medical fees, rehabilitation fees, hospitalization meal subsidies, and out-of-town transportation and accommodation fees paid by social security, as well as the wages and benefits paid by your unit and the costs of nursing care during the period of time when you are out of work without pay for work-related injuries in accordance with the rules and regulations.

(4) Unemployment Insurance:

Unemployed people can apply for unemployment insurance benefits on a monthly basis for a maximum of twenty-four months.

(5)Maternity Insurance

If the employee is a woman, she can enjoy maternity medical expenses and maternity allowance.

In the case of a male employee, his spouse, if not employed, is entitled to maternity medical expenses.

Article 4 of the Social Insurance Law of the People's Republic of China:

Employers and individuals within the territory of the People's Republic of China pay social insurance premiums in accordance with the law, and have the right to inquire about the records of contributions and individual rights and interests, and to request social insurance bureaus to provide social insurance counseling and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.

Article 58 of the Law of the People's Republic of China on Social Insurance:

An employer shall apply to a social insurance agency for social insurance registration for its employees within 30 days from the date of employment. If it fails to register for social insurance, the social insurance administration organization shall approve the social insurance premiums it shall pay.