How much is the medical insurance for children expert for you to answer

Because of the imperfect development of the child's body, compared to adults are more prone to illness, in order to alleviate the financial burden of the family due to illness, children's health insurance is for underage children drink with some of the diseases covered by the insurance, and out of the hospitalization, treatment, surgery, and other medical costs of the protection, so how much is the children's health insurance? The following article will give you a detailed introduction. What are the good protection of children's major illnesses and serious illnesses insurance? Which are cost-effective? Which is the most worthwhile to buy? Let's take a look at the 10 major insurance companies hot children's major illnesses and critical illnesses insurance inventory

How much is the child medical insurance expert for you

Because of the inconsistency of the specific area of the processing requirements, the price is not the same, in Harbin, for example, then, how much is the child medical insurance? Experts said that the child's individual contribution standard is 30 yuan per person per year (students and children enrolled in the year of payment less than 12 months, the monthly approved medical insurance premiums, while paying the next year's medical insurance premiums). Low-income families and residents with severe disabilities (including students and children) health insurance premiums are fully subsidized by the government, and individuals do not pay; low-income families of middle-aged and elderly people over 60 years old pay 65 yuan individually. Specific children's residents medical insurance how much money a year, you can consult with the local social security department.

At the same time, parents can pay for children to about 18 years old, pediatric medical insurance is mainly divided into educational education insurance and protection of accidental survival insurance (children's accident insurance, children's medical insurance, children's major medical insurance, etc.) children's accident insurance, children's medical insurance and children's education insurance, which is also based on the three major risks faced by the child to the child, the **** the same feature of these products is that at the The child's growth stage, start to provide them with health and education savings protection, therefore, parents must buy a Beijing pediatric medical insurance for their children in advance.

Children's medical insurance should be how to buy it

Believe that you should know how much children's medical insurance, at the same time in the purchase of the need to pay attention to a number of points:

1, to comply with the principle of the "first near and then far, the first urgent and then slow". Childhood risks should be insured first, while the risk of children far away from the insurance after the risk, there is no need to buy all at once, because insurance is also a kind of consumption, it will also change according to the specific circumstances.

2, the first heavy protection after heavy education. Many parents spend a lot of money to buy education insurance for their children, but do not buy or negligent purchase of accident insurance and medical insurance, which will be the function of the insurance cart before the horse. The probability of a child suffering from accidental injury is relatively high, and the probability of headache, headache and hospitalization is also much higher than that of adults. Therefore, insurance experts suggest that the order of purchasing insurance for children should be: accident insurance, medical insurance; children's major disease insurance. On the basis of these insurance are complete, and then consider the purchase of education fund insurance. What are some good medical insurance policies? Which one is worth buying? Take a look at the top 10 hot insurance companies this year: what are some good medical insurance recommendations?2020 Hot Top 20 Quality Medical Insurance Inventory

3, insure the adults first and then insure the children. It is the most serious misunderstanding to prioritize insuring children in terms of insurance and instead ignore the adults themselves. Adults are the breadwinners of the family and the best protection for children. If you only buy insurance for your children, but not for the adults themselves, the family is likely to be in trouble in the event of an accident to the adults.

4, the insurance period should not be too long. You can focus on the child before he is a minor, and after he grows up to be an adult, you can choose your own suitable type of insurance for their own insurance, but the coverage period can be relatively long.

Through the introduction of the above, I believe we have a better understanding of the "child health insurance how much money", but also hope that parents can buy a child health insurance early.

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