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Maternity benefits with five insurance?
The five insurance are basic pension insurance, basic medical insurance, work injury insurance, unemployment insurance and maternity insurance. Employees should participate in maternity insurance, the employer in accordance with state regulations to pay maternity insurance premiums, employees do not pay maternity insurance premiums. Where the employer has paid maternity insurance premiums, its employees are entitled to maternity insurance benefits; the employee's unemployed spouse is entitled to maternity medical expenses in accordance with state regulations.
The specific process of paying the five insurance is:
1, how to pay social security can be a freelancer on social security.
2, the conditions of participation: urban household registration or agricultural transfer account.
3, the place: the local community street social security service point, or district and county level social security bureau.
4. The basic information required in the question of how to pay social security for an individual: hukou, ID card and photocopies, two 1-inch photos.
5, the contribution standard: the previous year's local social wage as the basis for the old-age pension contribution rate is 20%, about 9% of the medical, there are still 80% and 100% of the two grades can be selected.
In summary, paying maternity insurance is one of the prerequisites for receiving maternity benefits, but other relevant conditions need to be met, such as paying insurance premiums in full and on time, and complying with family planning policies.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 2
The state establishes a social insurance system of basic old-age pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, and maternity insurance, to protect the citizens' rights to obtain material assistance from the state and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment, and childbirth. rights.
Article 3
The social insurance system adheres to the policy of broad coverage, basic protection, multi-level and sustainability, and the level of social insurance shall be commensurate with the level of economic and social development.
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