Can I pay social security by myself?

Legal analysis: social security can be paid by itself.

For some people who don't have a work unit, they can pay social security by themselves. There are generally three ways.

The first way is to pay social security for urban and rural residents, which is actually what we call the "new rural cooperative medical system". It's just that the new rural cooperative medical system is just medical insurance, and there is also special endowment insurance for urban and rural residents. You can get a pension after paying 15 years.

The second way is flexible employment and insurance, as well as medical and endowment insurance. This situation involves the insured place and registered permanent residence. If you didn't participate in insurance in the past, you can only participate in insurance at the place where you are registered, and pay the insurance premium according to the flexible employment policy. If you are insured, you can renew your insurance directly and then join the insurance according to the flexible employment policy.

This method costs more, but the follow-up treatment is better, just like employees who go to work.

The third method is to find a social security payment unit to pay social security. This method can pay five insurances and one gold normally, which is higher than the flexible employment policy and enjoys more rights and interests, and can also meet the policy demand of buying houses in some first-tier cities.

However, if you choose to pay social security fees, you not only need to bear the part you should pay, but also the part paid by the company before, which is relatively high in cost. But if you don't want to pay social security fees to meet the requirements of buying a house in a city like Beijing and Shanghai, you can only choose to pay social security fees.

If it is the first time to pay social security, you should bring the basic information you need: household registration book, ID card and copy, and two 1 inch photos. After you go to the Social Security Bureau, you must first fill out the application form, and then you need to open a special account in the designated bank. Then sign a withholding agreement with the social security bureau, and you can pay online in the future, but you need to activate the social security card in advance and modify the password, and then go to the bank to activate the UnionPay function of the social security card. If you meet the above conditions, you can pay online.

Legal basis: Article 13 of the Provisional Regulations on the Collection and Payment of Social Insurance Fees. If the payer fails to pay and withhold social insurance fees in accordance with the regulations, the administrative department of labor security or the tax authorities shall order it to pay within a time limit; Fails to pay, in addition to repay the amount owed, from the date of default, an additional 2/1000 of the daily fines. Late payment fees are incorporated into social insurance funds. Therefore, if social security is not paid according to law, the unit will face the risk of paying late fees.

"Social Insurance Law of People's Republic of China (PRC)" Article 41 Where the employer where the laborer works fails to pay the work-related injury insurance premium according to law, the employer shall pay the work-related injury insurance benefits if an accident occurs. If the employer does not pay, it shall pay in advance from the industrial injury insurance fund. The industrial injury insurance benefits paid in advance from the industrial injury insurance fund shall be repaid by the employer. If the employer fails to repay, the social insurance agency may recover the compensation in accordance with the provisions of Article 63 of this Law.