The difference between rural social security and flexible employment social security.

The differences between rural social security and flexible employment social security are as follows:

1, the insured population is different: rural social security is mainly aimed at urban and rural residents with local household registration, and flexible employment social security is aimed at flexible employees such as individual industrial and commercial households with no employees, part-time jobs and new forms of employment;

2. Different levels of treatment: the pension benefits of rural social security are mainly determined by the accumulated amount of personal accounts, and the pension benefits of flexible employment social security include basic pension and personal account pension, which are calculated according to the payment base, payment period and average social wage;

3. The payment base and proportion are different: the social security payment base of flexible employees is 40%- 100% of the average monthly salary of employees in the province last year, and the pension insurance payment ratio is 20%. Medical insurance payment is based on 80% of the average monthly salary of urban workers in the previous year, and the basic medical insurance premium is paid at the rate of 4.2% or 8%;

4. Different payers: All the expenses of social security for flexible employment are borne by individuals, while the expenses of rural social security may be borne by individuals, government subsidies and other parties.

Payment base of rural social security and social security for flexible employees:

1, the payment base of rural social security is usually determined according to the average income level of local rural residents;

2. The social security payment base of flexible employees is determined according to the payment grade selected by individuals and the local social security policy;

3. The base of rural social security payment is low, which is suitable for the economic situation of rural residents;

4. Flexible employment social security payment base is more flexible, and the payment grade can be selected according to the individual's economic ability and willingness;

5. The difference of payment base directly affects the amount of social security benefits such as pensions that individuals receive in the future.

To sum up, there are obvious differences between rural social security and flexible employment social security in terms of insured population, treatment level, payment base and proportion, and payment subject.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24

The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.