The flexible employed person's health insurance card can be used before now can not be used in the card there is still money, not broken insurance

When you pay for health insurance, you will be reimbursed for your medical expenses if you are hospitalized. The money in the card (UnionPay card) can be used in hospitals or pharmacies to spend, for example, on medicines and supplements, some of which can be discounted, and is generally not available for cash withdrawals. As for the card has no money, it is possible that the account has not yet been allocated, some places are a quarterly allocation of the account, 4 months is not too long, it is recommended to consult the local social security department more clearly.

Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"