Social security has a serious illness allowance.

National subsidy policy for major diseases: there is no need to apply for medical subsidies for major diseases; In each social security year, the insured person's hospitalization and outpatient treatment of specific projects exceed the basic medical expenses corresponding to the maximum payment limit of the overall fund, which is paid by the serious illness subsidy. The maximum payment limit of the serious illness subsidy in each social security year is 6.5438+0.5 million yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.