Does paying only pension without medical insurance affect the retirement

Normally, paying only pension insurance without medical insurance does not have any effect on the pension.

Flexibly employed people have to bear the burden of paying both the corporate and personal portions of the social security premiums, which is quite a heavy burden. Moreover, the income of flexibly employed people themselves is not stable and not too high. Therefore, there are generally supportive policies for flexibly employed people in different parts of the world. When working in an enterprise, the enterprise must pay five insurance policies for the employees, such as pension, medical care, work injury, maternity and unemployment, while flexibly employed people can choose to pay only pension insurance. Yantai and other places also allow flexibly employed people to pay for medical insurance without a personal account for health insurance.

Legal basis

The People's Republic of China **** and the State Social Insurance Law, Article 2 The State to establish a basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance system, to protect the citizens in old age, disease, industrial injury, unemployment, childbirth and other situations in accordance with the law from the State and the community's right to obtain material help.