15 farmers' one-time payment endowment insurance policy

Farmers can pay 15 of the old-age insurance at one time. But certain conditions need to be met. If it does not meet the requirements, it cannot be completed. Only 1962- 1982 educated youth or retired soldiers who went to the countryside and 15 men or women who did not pay the old-age insurance can choose to pay in one lump sum. In addition, under no circumstances can you choose a one-time payment.

Impact of social security interruption:

1, the payment time is too long, which may lead to the insured reaching retirement age, but the social security has not paid the prescribed number of years, so it is impossible to go through the retirement procedures normally;

2, it will affect the medical insurance reimbursement treatment. If you get sick during this period, you need to bear the medical expenses in full, and you can't report a penny;

3. It will affect the eligibility of the insured to apply for residence permit, buy a house, settle the points, send their children to school and apply for public rental housing.

There are also certain rules for the payment of endowment insurance, as follows:

1. There are usually two situations about paying back the rural old-age insurance: one is that people who participate in the old-age insurance can pay back the old-age insurance if there is no previous payment year during the payment period; The other is that those who have participated in the old-age insurance and have paid less than 15 years after reaching retirement age can pay the insufficient part of the old-age insurance premium at one time.

2. No matter what the farmers' situation is, the old-age insurance payment is based on the year, and the payment standard is charged according to the payment standard, but it is allowed to pay back and cannot enjoy government subsidies.

legal ground

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid for fifteen years.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.