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What are the scope of use of Shenzhen social security card?
What are the scope of use of Shenzhen social security card?
Shenzhen social security card includes medical insurance, of course, the premise is that the unit has participated in medical insurance for you, and the medical insurance card is what we usually call a social security card. Because everyone participates in different forms of medical insurance, it is different to use social security to see a doctor. Non-deep households mostly participate in migrant workers' medical insurance or hospitalization insurance. Deep households are required to participate in comprehensive medical insurance, and some non-deep households participate in comprehensive medical insurance.
Medical insurance for migrant workers (also known as cooperative medical care and labor medical care), you can swipe your card to see common diseases in the bound social health center, and you can't swipe your card if some expenses are not covered by social security, so you have to pay for it yourself.
If you are hospitalized, you can also swipe your card at the bound social health center to see the clinic. Use the same method as above. When migrant workers are insured or hospitalized, they look at the outpatient credit card, not deducting money from the social security card (no personal account), but using the outpatient pooling fund.
Comprehensive medical insurance is a common outpatient disease, that is, swipe your card and use the money in your own account (comprehensive medical insurance has a personal account). If the money in the personal account of medical insurance runs out, you can only pay for it yourself. Unless the clinic is seriously ill, you can use social security to keep accounts and pay less or no money yourself. There are rules for these serious illnesses. At present, Shenzhen stipulates that 17 kinds of serious illness clinics can be seen by social security, and they must be seen in social security designated hospitals. So it is better to get sick less, and good health is the greatest wealth.
Besides hospitalization. Social security can be used for hospitalization. There are some differences in the reimbursement rates of several medical insurances, but the differences are not great. For hospitalization, part of the money is not spent on your personal account. As long as the hospitalization deductible is above and the maximum payment limit of the overall fund is below, the basic medical insurance serious illness overall fund will pay in full. The hospital keeps accounts first, and then the hospital settles accounts with the social security bureau.
Now it is a legal society, and many things closely related to life are inseparable from the law, so we should know some legal knowledge.
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