What is the minimum social security payment in Kunshan?

According to the Detailed Rules for the Implementation of Kunshan Social Insurance Regulations, the minimum payment standard of social security in Kunshan includes two parts: basic old-age insurance and basic medical insurance, both of which are determined according to a certain proportion of the city's average wage. As of 202 1, the minimum payment standard of social security in kunshan city is basic old-age insurance 2 13 yuan/month and basic medical insurance 120 yuan/month.

The Detailed Rules for the Implementation of Kunshan Social Insurance Regulations stipulates the standards and relevant provisions of social security payment in Kunshan. According to the detailed rules, the minimum payment standard for social security in Kunshan consists of two parts: basic old-age insurance and basic medical insurance, both of which are determined according to a certain proportion of the city's average salary. Specifically, the contribution rate of the basic old-age insurance is 8%, of which 6% is paid by the unit and 2% by the individual; The contribution rate of basic medical insurance is 2%, of which the unit pays 1.5% and the individual pays 0.5%. Taking 202 1 as an example, the minimum payment standard of social security in Kunshan is basic old-age insurance 2 13 yuan/month and basic medical insurance 120 yuan/month, that is, the unit should pay basic old-age insurance 159.75 yuan, basic medical insurance 90 yuan, individual 53.25 yuan and basic medical insurance 30 yuan. It should be noted that the minimum payment standard of Kunshan social security is for reference only, and the specific standard may be different due to factors such as region and enterprise nature. At the same time, individuals who participate in supplementary medical insurance, critical illness insurance and other insurance projects still need to pay according to the corresponding standards.

If it exceeds the minimum payment standard of Kunshan social security, how to determine the specific payment amount? If the minimum payment standard is exceeded, the payment amount shall be determined according to personal wage income, enterprise scale and other factors. According to relevant regulations, the amount of individual contributions shall not be less than 60% of the local minimum wage.

In fact, paying employee social security fees requires paying five insurances every month, and units and individuals bear a certain proportion respectively. According to the law, social security employers need to bear 16% pension insurance, 7% medical insurance, 0.5% unemployment insurance, 0.4% work injury insurance and 0.8% maternity insurance. Employees need to bear 8% pension insurance, 2% medical insurance, serious illness insurance in 5 yuan and 0.5% unemployment insurance.

Legal basis:

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity.