Proportion of Qingdao provident fund deposit

The contribution ratio of the provident fund in Qingdao consists of 6% of individual employees, 6% of units and 2% of additional units, totaling 14%. Among them, the individual contributions of employees shall not exceed 20% of the average monthly salary of urban employees, and the unit contributions shall not exceed 14% of the average monthly salary of employees.

According to the Regulations of People's Republic of China (PRC) Municipality on Housing Provident Fund and the Regulations of Qingdao Municipality on the Management of Housing Provident Fund, the contribution ratio of the provident fund in Qingdao is 6% for individual employees and 2% for supplementary contributions from units, totaling 65,438+04%. Among them, the maximum individual contribution of employees shall not exceed 20% of the average monthly salary of local urban employees, and the maximum unit contribution shall not exceed 14% of the average monthly salary of employees. It should be noted that the contribution ratio of the provident fund in Qingdao is not static and will be adjusted according to the actual situation. For example, on 20 18, Qingdao Human Resources and Social Security Bureau issued a notice saying that according to the needs of the government, the unit contribution ratio will be raised from the previous 7% to 8% from May of that year. The proportion of individual contributions remains unchanged. It is worth noting that according to Article 39 of the Regulations on the Management of Housing Provident Fund in Qingdao, if the employer violates the obligation of deposit, it needs to pay twice as much as required, and it also needs to bear the consequences such as late payment fees and fines. Therefore, it is suggested that employees and employers strictly abide by the provisions on the deposit of provident fund to ensure their rights and legitimate rights and interests.

What are the restrictions on the deposit base of Qingdao's provident fund? According to the Regulations of Qingdao Municipality on the Management of Housing Provident Fund, employees and units each pay a base of 6%, taking the average monthly salary of local urban employees as the base, with the maximum not exceeding 20% of the average monthly salary of urban employees. The base of 2% paid by the unit shall not exceed 14% of the average monthly salary of employees.

The contribution ratio of provident fund in Qingdao is 14%, and the specific implementation shall be subject to the relevant local regulations. In the process of deposit, employers and employees need to strictly abide by laws and regulations, ensure the compliance of provident fund deposit, and inquire personal account information in time to understand their own rights and interests and deposit situation.

Legal basis:

Article 14 of the Regulations of People's Republic of China (PRC) Municipality on Housing Provident Fund shall be paid by the employing unit for employees in accordance with the deposit ratio and deposit base stipulated in these Regulations, and shall not occupy, misappropriate or default on housing provident fund.