New enrollment process of endowment insurance

For the process of individual endowment insurance, you can directly refer to the following steps: 1. Individuals who pay endowment insurance can buy endowment insurance as freelancers. In addition, you can also buy medical insurance. 2. Insurance conditions: urban hukou or rural hukou. 3. When an individual applies for endowment insurance for the first time, he/she needs to bring his/her valid ID card, the original and photocopy of the household registration book, and two 1 inch bareheaded photos, and go directly to the local community street social security service point or the district and county social security bureau (Labor and Social Security Bureau) for handling. 4. Know your own payment standard. Under normal circumstances, the amount of individual annual endowment insurance = annual payment base ×2 1%. Among them, the annual payment base is selected by myself between 60% and 300% of the average monthly salary of employees in the province last year. 5. If it is the insured person who needs to renew the insurance, it is necessary to bring valid certificates, ID cards, household registration books, employee pension insurance manuals and other related materials to the local social security bureau for renewal. Article 12 of the Social Insurance Law, the employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Legal objectivity:

The specific process for employees to apply for endowment insurance is almost something that everyone has to go through. Let's take the old-age insurance for employees as an example: 1. Employees who have not participated in the endowment insurance process are insured for the first time and have never established a personal pension account. The company needs to open a new personal account according to the following process: 1. The unit manager shall apply to the social organization with the above information; 2, social security personnel to accept the data, and review the data; 3. Upon examination, it meets the requirements and the information is complete. What needs to be reminded here is that you must bring the necessary materials, such as a copy of your ID card, to apply for endowment insurance; Labor contract; Employment list; If the original unit has already worked and has not paid the pension, it needs to have the relevant certificate of the original unit, and so on. 2. Employees have participated in the endowment insurance processing flow. The employee's original company has established a personal pension account, and if the company needs to transfer the personal account, it shall be handled according to the following procedures: 1. The insured person shall issue the "Basic Endowment Insurance Payment Certificate" to the social security institution of the original insured place; 2. The insured holds the payment voucher, household registration book, ID card, etc. Until the social security agency of the new place of employment handles the continuation relationship; 3, the new employment social security institutions to review whether the applicant meets the conditions; 4. After receiving the contact letter, the social security agency of the original insured place will clear up whether the applicant's insurance payment is in arrears and handle the transfer of the old-age insurance fund, terminate the applicant's local insurance relationship, and issue the basic old-age insurance relationship transfer and connection information form to the new insured place; 5. The social security institution of the newly insured place shall complete the relevant procedures within 15 working days after receiving the information form and the transfer fund. Remember to bring relevant handling materials, such as ID card and household registration book; Basic endowment insurance relationship transfer and connection information table; The basic old-age insurance payment voucher, etc. Through the above detailed introduction to the content of the endowment insurance process, I believe everyone will know how to apply for endowment insurance. In addition, when handling endowment insurance, everyone must fill in personal information carefully.