What if the social security card has no bank account?

Social security cards without bank accounts are handled as follows:

1, go through the cancellation procedures at the original social security card issuing bank;

2. Withdraw the personal financial account balance of the original social security card;

3. The original social security card was recovered and destroyed by the issuing bank;

4. The cardholder shall go through the application formalities at the newly selected correspondent bank;

5. After the new social security card account is established, the balance of the original social security card medical insurance account will be automatically transferred to the new social security card.

Function and application of social security card;

1, as identification: the social security card contains the identity information of the cardholder and can be used for identity verification in medical service places;

2. Medical insurance settlement: social security cards can be used for medical institutions to settle medical expenses;

3. Social security information inquiry: Cardholders can inquire about personal social security payment and medical expense reimbursement records through social security cards;

4. Electronic wallet function: Social security cards in some areas have the function of storing value and can be used for small payments;

5. Employment services: Social security cards are sometimes used as proof of employment and unemployment registration.

To sum up, the methods of handling social security card without bank account include canceling the original card, withdrawing the balance, handling a new card, and transferring the balance of medical insurance account to a new card.

Legal basis:

Measures of the People's Republic of China on the Administration of Social Security Cards

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The term "social security card" as mentioned in these Measures refers to an integrated circuit card issued to the public and mainly used for government social management and public services in the fields of human resources and social security. Social security card is a electronic certificate for cardholders to enjoy the rights and interests of social security and public employment services. It has the basic functions of information recording, information inquiry and business handling.